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EliteBet Kenya App,Jackpot,Games,Login, Paybill and Contacts

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Elitebet Kenya is a sports betting portal that is popular with East Africans. Before placing a bet, one can load their account using Mpesa. Elitebet Kenya also allow their users to withdraw money from their account through Mpesa.

We are licensed and regulated by the BCLB (Betting Control and Licensing Board of Kenya) under the Betting, Lotteries and Gaming Act, Cap 131, Laws of Kenya under License number: 0028.

Elitebet Kenya App

Elitebet does not have a mobile application, use browsers in your phone.

Elitebet Kenya Login

Your phone number also identifies you when depositing to your account using Mpesa (you log in with your phone number and PIN sent through SMS)

Elitebet Kenya Jackpot

With Ksh.50 you can place your jackpot bet of 12 games. Here are the guidelines.

  • The jackpot amount is determined by Elitebet Kenya Ltd and increments weekly if it is not won that week.
  • All predictions have to be correct to win the jackpot and normal playing time rules are used to determine the full time score.
  • The Result of all matches are based on standard 90 minute betting / outcome. Overtime, Golden Goals, penalty shot outs are not included
  • Jackpot Bonus pots for half time, 10 matches correct and 11 matches correct are determined by Elitebet Kenya Limited. The half time bonus pot is shared between all winning players of that result, and is paid if the jackpot entry matches the results of the jackpot matches at half time. 11 Correct and 10 Correct pots are shared between all winners of that result, and are paid on the basis of the full time results of the matches. 11 Correct winners do not also win the 10 correct pot, and jackpot winners do not also win the 11 correct and 10 correct pots. It is possible to win the half time pot and the main jackpot if the results for all matches are the same at full time as they are at half time.
  • The jackpot will be split equally between all winners, and will attract withholding tax.
  • The number of predictions required to win the jackpot is determined by Elitebet Kenya Ltd and can be altered in advance of any jackpot.
  • The jackpot can be played online or via SMS. Jackpot entries via SMS should start with JP and then include the predictions for the matches thus, 1 is a home win, 2 is an away win, 0 (zero) is a draw. Thus a typical entry via SMS will be JP112002112012. Any additional digits will be ignored and entry based on the first 12 digits only. SMS jackpot entries are entered in the same order as displayed online. E.g. in the above entry the first entry 1 refers to the first match (home win), the second entry 1 for the second match (home win), and the third entry 2 (away win) is for the third match, and so on.
  • If any match in the Jackpot is postponed on the day it is due to play, does not play on the day advertised on site, or is abandoned before full time, the result of the match concerned will be determined by a draw conducted under the authority of the Gaming and Betting Regulator. The decision determined by the Regulatory Authority is final and no correspondence on the determination of the Jackpot outcome will be accepted. If the match is postponed more than three days before its due kick off, all jackpot entries will be refunded and the entries made void, and a match substituted for the posponed match.
  • All Jackpot prizes are subject to Betting Withholding Tax, currently at 7.5% and will be deducted from the prize pool prior to the declaration of the final Pay-out.
  • Elitebet Kenya Ltd reserves the right to pay the jackpot by bank transfer or cheque.
  • Jackpot players agree to their photographs, images and names to be used in company promotional material.

Elitebet Kenya Matches

Elitebet Kenya SMS Betting

In order to take a bet, we need to know the match you want to bet on, the outcome you want to back, and the money you want to bet. We determine the match by using a number, the bet by using the # symbol and another number, and the stake comes after *.

But first you need the stake. You send this to us via MPESA. Go to MPESA Menu -> Pay Bill -> Enter Business Number 850700 -> Account elitebet -> Enter the amount you want to stake -> Enter your MPESA PIN and confirm. We will reply to you with a PIN code so you can bet online via this site as well. We might also need to check your age.

 

Elitebet Paybill

Elitebet Kenya paybill number for M-Pesa, 850700. Elitebet Kenya uses your phone number to identify you when registering a new account.

Elitebet Kenya Contacts

You can engage with us on twitter@Elitebet_kenya.
Follow us on instagram @Elitebet KE,
Find us on telegram on Elitebet kenya
You can also contact us via 0703065003 (Safaricom)
0736458065 (Airtel ).

The post EliteBet Kenya App,Jackpot,Games,Login, Paybill and Contacts appeared first on Softkenya.com.


Shabiki

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How to register on shabiki Autobet

Send the word “Join” to 29063

Deposit  Ksh.20 to Paybill 290063

To bet visit shabiki.com or send an sms SJM#Auto

The post Shabiki appeared first on Softkenya.com.

Betway Account, App, Free bet, Games, Jackpot

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Betway was registered in Kenya in 2015 with the aim of offering a dynamic product in which Kenyans could win big off of small bets. This means a low minimum bet and a gigantic potential maximum payout which is above the industry standard. Our Jackpot games are the real score if you’re looking to win big, as the jackpot amounts are consistently in the millions. Despite only being in the country for a few months, we made it into the Kenyan record books in November 2015, when three millionaires were made overnight after the KSh8.5 million Jackpot was won by three customers.

Betway is licensed and regulated through the Betting Control and Licensing Board (BCLB) of Kenya and is a big supporter of gambling responsibly. Rest assured, all transactions online with us are protected using impenetrable digital encryption technology, creating a safe and regulated arena in which to comfortably bet from anywhere, at any time.

Betway also currently provide betting in a wide array of markets, which means that you can make a single bet as tailored as you want it to be.

Betway really lives and breathes football, and we’ve cemented our name on the Premier League by becoming the official principal sponsor of West Ham United.

 

Betway App

Before you click Download, you need to follow a few easy steps:

  • Go to the Settings icon on your Android device
  • Tap on Security
  • Under Device Administration, tick the box next to Allow Unknown Sources
  • A box will appear – tap OK and then come back to this webpage
  • Click on the green ‘Download Now’ button at the bottom of this page
  • A box will appear – tap OK and the app will start downloading automatically
  • Pull down from the top of your screen to view notifications (this will show you the progress of the download)
  • Once the app has been downloaded, click Install
  • Once installed, click Open and sign up or log in
Bet way

Bet way

Betway Free bet

  1. As seen in the image below, you will find your “Free Bet” balance in the top right-hand corner of your screen.
  2.  Once you have added your selections to your bet slip, you will be given the option to either “Place bet” or “Use My Free bet”.
  3.  Select “Use My Free bet” and then click “Confirm Bet” on the pop-up window

Betway Jackpot games

Log onto www.betway.co.ke

Betway Paybill

To start betting, you need to put money in your account using Mobile Money.

Deposit using M-Pesa

  1. Go to M-PESA on your phone
  2. Select Pay Bill option
  3. Enter Business no. 880185
  4. Enter Account no: Betway
  5. Enter the Amount you want to deposit (minimum Ksh10)
  6. Enter your M-PESA PIN and Send
  7. You will receive a confirmation SMS from M-PESA
  8. Your account will automatically be updated with the amount of your deposit
  9. Go ahead and place your bet

Betway Registration

  1. Navigate to www.betway.co.ke on your browser
  2. Tap or click Sign Up
  3. Fill in the form with your personal details

Note: when asked for your mobile number please use the one linked to your Mobile Money wallet

Betway Contacts

Call: 0205 142 400 (standard rates apply)
Email: Support@betway.co.ke
Please note our support is available between 7:00am and 2:00am

The post Betway Account, App, Free bet, Games, Jackpot appeared first on Softkenya.com.

Betpawa Bonus, Free bet, Jackpot and games today

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Gaming International (K) Limited trading as BetPawa, the provider of this website, is licensed by BCLB (Betting Control and Licensing Board of Kenya) under the Betting, Lotteries and Gaming Act, Cap 131, Laws of Kenya, under License number 809.

BetPawa’s goal is to become the best and largest online sports betting business in Kenya. Its parent company also operates betpawa.ug in Uganda & wasere.com in Nigeria.

Customer support is always available, 24 hours per day, and bets can be placed at any time using an internet-connected device: PC, laptop, smart phone, tablet or feature phone.

Betpawa games today

You can download and print a list of upcoming fixtures here: www.betpawa.co.ke/fixtures

 Betpawa free bet

We offer a Freebet to all new clients. It’s easy to make your Freebet:

1. Select what you want to bet on
2. Enter your phone number
3. Choose your account password (6 or more characters)
4. Select ‘Submit Freebet’

Betpawa bonus

The bonus % relates to matches that are completed. If a game in a multi-bet is cancelled, postponed, etc the Win Bonus will be based on the number of remaining games in the betslip. Depending on the number of legs, this could result in a lower level of Win Bonus being applied.

How to Create an Account on Betpawa
1. Open your your web browser and type in: betpawa.co.ke
2. When the betPawa page appears, click on ‘Join Now’.
3. Enter your number and chosen password of six or more characters then select ‘Create User’ to get a PIN via sms.
4. Enter the PIN and your account will be activated.

Note: select a password you will remember because it’s the one you will use whenever you want to visit betpawa.co.ke

How to Place a Bet on Betpawa
1. Open your your web browser and type in: betpawa.co.ke
2. When the betpawa page appears click on login.
3. Enter your number and password to proceed to your account.
4. Select the sports option on the menu, let’s say football,
5. Use the sports menu on the left of screen to find the league or country of your choice, or search for the team of your choice using our search function.
6. Make your selection(s) up to a maximum of 30, let’s say (1) for a home team to win.
7. Enter your desired stake, the amount you wish to bet.
8. Click on “place bet”

Note: if it displays ‘price has changed’, click on proceed to accept the new price and the bet will be processed or else click to remove the selection from your betslip and start again.

How to Check My Bets & Account Statement on Betpawa
1. Open your web browser and type in: betpawa.co.ke
2. When the betPawa page appears click on login.
3. Enter your number and password to access your account.
4. Click ‘Menu’ top right.
5. Click on ‘My Bets’
6. When the page appears you will see ‘Open Bets’ and ‘Settle bets’

Note: Clicking on ‘Statement’ lists every account transaction: deposits, withdrawals, bets and payouts.

Forgot Password
1. Open your web browser and type in: betpawa.co.ke
2. When the betpawa page appears click on login.
3. Enter your phone number and click on ‘forgot password’
4. You will receive an sms with a reset PIN
5. Enter the PIN and choose your new password.

How to Request a Withdrawal
1. Open your web browser and type in: betpawa.co.ke
2. Select login.
3. Enter your number and password to access your account.
4. Select ‘Menu’ top right.
5. Select ‘Withdrawal’
6. If requested, enter your first and last names in the fields provided
7. Enter the amount you wish to withdraw (minimum 200/=)
8. Select ‘Request Payout’

You may send a withdrawal request at any time; we process eight withdrawal batches every day: 7am, 10am, 12pm, 2pm, 4pm, 6pm, 8pm & 11pm, 7 days a week.

Note: Safaricom withdrawals are processed via M-Pesa.

Deposit using M-PESA

1. Go to M-PESA Menu on your mobile phone
2. Select Lipa na M-PESA
3. Select Pay Bill
4. Enter 290020 as the Business Number
5. Enter PAWA as ACCOUNT NUMBER
6. Enter the amount to pay (NO COMMAS) e.g 200
7. Enter your M-PESA PIN and send
8. You will receive an SMS confirming the transaction

More Betting Options

1. Let’s assume you are already logged into your betPawa account.
2. Click on the name of the match that you wish to place a bet on.
3. Then the dropdown of all betting options will appear.
4. Select the option of your choice.
5. Then click on the zero (0) next to MENU to make your betslip appear.
6. Insert your desired stake and click on “place bet.”

Note: you can also see all betting options for a match by clicking on the number (eg 41+) at the right of any 1X2 market.

Live Betting

1. Open your web browser and type in: betpawa.co.ke
2. When the betPawa page appears click on login.
3. Enter your number and password to proceed to your account.
4. Once you are logged into your account click on LIVE NOW at the top of the Sports Menu.
5. All live (in play) games will then appear on screen.
6. Click on the name of match you wish to bet on to get more betting options.
7. Select the option of your choice.
8. Click on zero (0) next to a word Menu for your betslip to appear.
9. Insert in your desired stake, the amount you wish to bet, and click on “place bet”

Note: betting prices can change every minute, so make sure you don’t take too long to place your live bet.

Betpawa Contacts

Whatsapp
0707 097 883

Phone
Safaricom: 0790 353 079
Airtel: 0739 892 368

Facebook
facebook.com/betPawa.co.ke

Twitter
twitter.com/betPawa_Kenya

Email
help@betpawa.co.ke

Office Hours
24 hours per day, 7 days per week. Closed Christmas Day

Visit
The Mirage, Tower 2
Level M2, Office # 21
Chiromo Road
Westlands
Nairobi, 00800

Postal
PO Box 14941
Westlands
Nairobi 00800

The post Betpawa Bonus, Free bet, Jackpot and games today appeared first on Softkenya.com.

Eazibet Kenya

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Eazibet Kenya is officially licensed by The Betting Control and Licensing Board, Kenya, under the Betting, Lotteries and Gaming Act 1966, with license number 814.

Eazibet Kenya

Eazibet Kenya

EaziBet DEPOSIT BONUS

  1. This offer only applies to first deposits by customers who have registered
  2.  This offer only applies to first deposits greater than or equal to Ksh 150
  3. If the first deposit is greater than Ksh 150, then the bonus of Ksh 50 will be allocated to the account as a bonus
  4. Registration applies as a one-time offer, if you delete your account and re-register, the offer does not apply.
  5. Eazibet has the right to cancel or withdraw the First Deposit Bonus or change any of its terms at any time and without cause or notice.
  6. Eazibet reserves the right not to allow certain account holders to take part in the First Deposit Bonus without due cause or notice.
  7. Eazibet is the sole arbiter of this promotion and its decision is final and binding.
  8. The First Deposit Bonus is designed for recreational accounts only and will be attributed accordingly. Any accounts deemed to be non-recreational and attempting to abuse the nature of the First Deposit Bonus will be voided without hesitation. Eazibet’s decision in this regard will be final.
  9. In case of suspected manipulations or fraud, and in case of any violation of these conditions of participation, Eazibet reserves the right to exclude any account holder from participating in the First Deposit Bonus. In such a case, the account holder loses any right to claim a bonus.

What’s the minimum deposit?

KSh 1

How do I deposit?

Send money through your M-Pesa account to 290029 (carrier fees may apply)

Visit one of our shops and buy an Eazibet voucher.

How long does a deposit take?

M-Pesa transfers should be instant but please give it a few minutes as there are

If using a voucher bought from an Eazibet store, the top-up will be instant.

My top-up does not reflect in my online balance?

If you are logged into your Eazibet account when the deposit , simply click the ‘refresh’ sometimes short delays with the M-Pesa system symbol next to the balance and it will update instantly. The refresh button looks like arrows in a circle.

The post Eazibet Kenya appeared first on Softkenya.com.

JustBet Kenya

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JustBet.co.ke it’s the first Kenyan online betting website since 2010. We offer the best odds in the market and the widest range of activities one can bet on. In fact we more than often offer better odds than the European bookmakers.

Justbet.co.ke does have an official operating licence which is licence number 774 from Betting Control and Licensing Board of Kenya.

Justbet.co.ke website it’s a platform for you to bet with over 1,000 Kenyans. We work round the clock to collect the matches both local and international, work out the odds and present them for you to Just Bet!
Why Should I Bet with you?

1. We have the Forum. With Over 1,000 Active Kenyan users who bet for pleasure and money.

2. Easy participation. We are the simplest bookmakers in Kenya to bet with. You just register with our website from anywhere in Kenya and start participating whenever wherever online.

3. Accessibility. Our platform is online meaning you can bet from home, office or on the move with your smart phone.

4. Convenience. You don’t need the hassle traveling to a betting casino probably located far away to place a bet and then travel back to collect your winnings.

5. Easy Payment method. We accept your wager by mobile money transfer services MPESA/Airtel Money and pay your winnings by MPESA/Airtel Money.

6. Best odds. We present the best paying odds in the market. We are more often offering best payouts in the world.

7. Real time odds. We present real time odds as we match your bets with our perfected system backed up by our actuarial scientist and a traditional bookmaker to ensure best return for your money.

8. Royalty. To send your wager by MPESA, place a bet and receive your winning by MPESA it’s what gives us mileage. We maintain good client relation and integrity.

9. Many Events. We work round the clock to collect events for you to Bet on. Whether Local Kenyan Premier League matches, La Liga, International friendlies, EPL, CECAFA, Rugby, we work out the odds and present something for you.

10. Daily Events. Our sportsbook has always over 20 events for you to bet with everyday.

How to JustBet.

JustBet presents you with two simplest ways to Bet – Online and SMS.

You can always place bet online through this website www.justbet.co.ke or through SMS shortcode 29556.

To place a bet on JUSTBET you must have created a JUSTBET account by registering for Free.

To register, simply SMS word PLAY to 29556 or Click on Register Link on top of this website.

JustBet allows you to Load your account through M-Pesa Paybill No. 295556.

Place bets on our sportsbook and sit back Enjoy your winnings.

To withdraw funds, click on the Withdraw button on your user panel area on the web or simply SMS Withdraw Amount to 29556. e.g. Withdraw 7800.

Your winnings are sent immediately.

How to JustBet in 6 Steps.

1. Register for Free on www.justbet.co.ke or Send word PLAY to 29556.

2. Load your JustBet account. Use Mpesa Paybill 295556 – Account Justbet.

3. Place Bets (Single Bet/Multibet) on Featured matches.

4. Wait for Outcome.

5. Withdraw your Winnings by using Withdraw button on account Area or sending word Withdraw Amount to 29556. E.g. Withdraw 5000. Send to 29556.

6. Winnings sent immediately.

Notes.

–          Minimum bet is 100/= and Maximum bet is 20,000.

–          Maximum Winnings per day is 200,000/=.

–          Winnings are credited immediately the results are known.

–          Withdraws processed and sent immediately.

–          All soccer games results are based on 90 minutes plus injury time.

 

Betting online.

To place bets online visit our website www.justbet.co.ke

1. Login using your account. [Username and Password]

2. Select bets by clicking on them.

3. Click the plus + to view more betting options.

4. On your betting slip Enter the desired amount you would like to bet with.

5. Click Place Bet to complete your bet.

6. On the page you will notice Your Bet is successfully placed as well as your amount debited from your JustBet Balance.

7. When you win, you possible winnings will be credited to your account.

Betting with SMS.

1. SMS Word Games to 29556.

2. You will receive the day’s games with their corresponding codes.

3. Place bet by sending composed message to 29556 by following format [GameID#Prediction#Amount].

4. You will receive notification your bet is successful.

5. When you win, you will receive Congratulation notification message.

Below are comprehensive short codes you can use on 29556.

The post JustBet Kenya appeared first on Softkenya.com.

Daraja Microfinance Bank

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Daraja Microfinance Bank was conceived in August 2008 during the Investment Cell Ltd’s strategy retreat. Investment Cell Ltd is an investment club founded by friends that met at the Rotary Club of Lang’ata.

They launched a capital call two years later in 2010 and invited friends and associates who included Investment Cell shareholders and members of the Rotary Club of Lang’ata.

Daraja Microfinance Bank has opened its first branch at Dagoretti Division, Nairobi in a launch event attended by the Central Bank Governor, Professor NjugunaNdungu. The bank aims at creating a bridge between its customers and their goals by being a financial partner that offers personalized solutions and approaches to managing finances.

“We are creating a community bank where money circulates within the community. In this case, for instance, if you are building a house, we will link you up with suppliers and fundis in Dagoretti rather than purchasing elsewhere. We will make covenants with our customers to achieve specific wealth targets in a set period,” said one of the Bank’s Directors GithukuMwangi.

The bank has been licensed to operate in the old Dagoretti Division and according to the bank’s branch Manager, JeridahAnyonga, it targets micro and small businesses, chamas and salaried staff, with the underlying goal being to help both individuals and groups achieve their financial goals.

“There are many commercial and microfinance banks operating in the market but what we realized from our research is that while a lot of people now have access to banking services; not many of them are doing purposeful banking. This is the gap that Daraja bank is coming to fill,’ said Daraja’s CEO Wycliffe Mwanzi.

The bank is now open for business and is looking into expanding its services to other communities and regions in the future.

Daraja Microfinance Bank strongly believes in coming up with innovative products to support entrepreneurs and households to achieve their goals of a good life within the shortest period.In line with its history in Rotary, itwill support high impact community projects to solve problems such as lighting, sanitation, waste disposal in a commercially sustainable manner.

Daraja Savings Account

What is Daraja Savings Account?
Daraja savings account is a product designed for people who want to build their savings and earn interest on it.
Who is it suitable for? 
Individual and Business customers who are keen on improving their standards of living and boosting their business through the savings and interest earned.
Why is it suitable?
It promotes the culture of saving among the community members as the first step towards wealth creation
What are the key requirements?
Documents
  • Filled Application Form
  • Original/copy of Identity card
  • Valid Passport
  • Photo
  • Specimen signature
Age restrictions
  • All the Account holders shall be over 18 years and in possession of a National ID or valid passport
  • The upper age limit of the Account holders shall be restricted to insurance requirements which is 75 years at entry Savings
  • The Account holder will need to enter into a contract with the bank in order to earn interest
What are the key benefits?
  • Low Opening Balance of Ksh 500
  • Zero minimum Operating Balance
  • Account statements are free every 6months
  • Personalised customer service

Daraja Business Current Account

What is Daraja Business Current Account?

The Daraja Business Transaction Account is a product designed for business customers to enable them carry out their daily transactions comfortably and efficiently.
What are the key requirements?
  • Documents
  • Filled Application Form
  • original/copy of Identity card
  • Valid Passport
  • Photo
  • specimen signature & certificate of registration
Age restrictions
  • All the Account holders shall be over 18 years and in possession of a National ID or valid passport
  • The upper age limit of the Account holders shall be restricted to insurance requirements which is 75 years at entry
What are the key benefits?
  • Easy/faster access of funds through mobile banking
  • No ledger fees
  • Minimum operating balance is NIL
  • Free statement half yearly
  • Free account activation
  • Free internal standing orders

Daraja Chama Account

What is Daraja Chama Account?
This account enables groups to have a Savings/Current account for wealth creation and welfare activities of its memebers.
Who is it suitable for?
Formal and informal groups such as chamas, self-help groups, welfare groups, partnerships and investment groups.
What are the key requirements?
Number of Members:
Minimum of seven (7)members for non-incorporated groups.
Documentation:
Groups contituted as companies, cooperatives and Partnerships shall be required to give relevant official registration documents at the time of registration
Scope of group activities:
Scope of loans to chamas shall be limited to lawfull wealth creation activities only.
Age Restrictions:
All the Signatories of the Chama/Group shall be over 18 years and in posession oof a National ID or valid passport
What are the Key benefits?
  • Low opening balance of Kss 2000
  • Low minimum operating Balance of Kshs 2000
  • Personalized Customer Service

Daraja Personal Current Account

What is Daraja Personal Current Account?
Daraja Personal Current Account is a product designed for individual customers to enable them carry out their daily transactions comfortably and efficiently.
What are the key requirements?
Documents
  • Filled Application Form
  • original/copy of Identity card
  • Valid Passport
  • Photo
  • specimen signature
Age restrictions
  • All the Account holders shall be over 18 yaers and in possession of a National ID or valid passport
  • The upper age limit of the Account holders shall be restricted to insurance requirements which is 75 years at entry
What are the key benefits?
  • Easy/faster access of funds through mobile banking
  • No ledger fees
  • Minimum operating balance is NIL
  • Free statement half yearly
  • Free account activation
  • Free internal standing orders

Daraja Biashara Loan

What is Daraja Biashara Loan?

Daraja savings account is a product that is going to meet your dream of taking your business to the next level.

Who is it suitable for?

Business people in need of extra funds e.g. Mechanics, grocers, bar owners, eatery owners … etc

Why is it suitable?

The extra funds will enable business people acquire funds to finance working capital, business expansion and/ or diversifying into other business opportunities

 

What are the key requirements?

For Account Holder:

Applicants need to have saved with the bank for at least 6  months.

For Non-account Holder:

  • Non account holders will be considered on a case by case basis by the bank.
  • Demonstrate clearly the ability to pay
  • 6 months certified bank statements from previous bankers or M-PESA statements
  • Good credit history amongst other criteria

Age restrictions

  • All the Account holders shall be over 18 years and in possession of a National ID or valid passport
  • The upper age limit of the Account holders shall be restricted to insurance requirements which is 75 years at entry Savings

What are the key benefits?

  • Flexible collateral requirements
  • Faster loan processing
  • Flexible repayment periods
  • Flexible loan amounts
  • Personalized customer service
  • Interest incentive for repeat borrowers
  • Loan top-ups available

Daraja Salary Loan

What is Daraja Salary Loan?

Daraja Salary Loan is the product for salaried people who need some extra money to meet their needs.

Who is it suitable for?

People in full-time employment like teachers, clerks,technicians …etc

Why is it suitable?

It promotes personal development

What are the key requirements?

For Account holder:

Open an account with the Bank. However, it is not a requirement for one’s salary to be processed through Daraja Microfinance Bank.

Demonstrate the ability to pay. A bank statement from previous bankers and /or M-PESA statements will be considered amongst other things.

For Non-Account holder:

Non account holders shall be considered on a case by case basis.

Demonstrate the ability to pay. A bank statement from previous bankers will be considered amongst other things.

Age restrictions:

All the signatories shall be over 18 years and in possession of a National ID or valid passport.

The upper age limit shall be restricted as per insurance requirement which is 75 years at entry.

Savings

The Account holder will need to enter into a contract with the bank in order to earn interest

What are the key benefits?

  • Flexible repayment period upto 36months
  • Affordable interest rates
  • 48 hours turn around time on loan processing
  • Loan top- ups available
  • Interest incentive for repeat borrowers
  • Personalised customer service

Daraja Asset Finance Loan

What is Daraja Asset Finance Loan?
The purpose of the loan is to enable clients mobilize savings and access financing for purchase of new  assets for either business or personal use.
Who is it suitable for?
Clients in both formal and informal businesses
Why is it suitable?
Daraja Asset Finance Loan enables you to grow your wealth through the acquisition of a new assets.
What are the key requirements?
For Account holder:
  • The borrower will need to have operated a bank account for at least 6 months.
  • Certified M-PESA statements may be used as well on a case by case basis.
Age restrictions
  • All the borrowers shall be over 18 years and in possession of a National ID or valid passport.
  • The upper age limit shall be restricted as per insurance requirement which is 75 years at entry.
Age of asset:
  • This loan is for new and used assets. The value of the asset/invoice shall be the key consideration.
What are the key benefits?
Finance available up to 80%
Affordable interest rates
Faster loan processing
Flexible repayment periods
Personalised customer service

Daraja Microfinance Bank Contacts

Daraja Microfinance Bank Ltd
Postal Address: P.O. Box 100854 – 00101, Jamia, Nairobi
Telephone: 020-3879995 / 0733 988888/0707 444888 / 0718 444888
Email:  daraja@darajabank.co.ke
Website: www.darajabank.co.ke
Physical Address:Karandini Road, off Naivasha Road

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Caritas Microfinance Bank

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CARITAS Microfinance Bank, the first bank owned by the Catholic Church in Kenya is now part of the over Kshs 60 billion micro-lending market, becoming the 12thMicrofinance Bank in Kenya and the 3rdto be licensed 2015.

Caritas MFB was granted a nation-wide license last week on Thursday 11th June, 2015. The bank was officially opened yesterday in an event hosted by His Eminence John Cardinal.

The bank projects to have 10,000 retail customers and 200 corporate customers by the end of this year.

According to a press statement sent to all media institutions and uploaded on the Central Bank of Kenya’s website, the bank will adopt a social and competitive pricing approach and a two-pronged distribution strategy-branches and marketing offices.

Caritas Microfinance Bank arises from the development of the self-help programme which has been in existence for over three decades in the Archdiocese of Nairobi.

The bank will be offering an array of products, tackling the challenges of giving more banking products, quality services and at affordable rates, targeting millions of customers nation-wide and making funds accessible to the 30% of the unbanked population in Kenya.

Caritas Microfinance Bank Products

Nawiri Account
A savings account designed for customers who require easy access to their accounts through mobile banking and ATMs.

Baraka Transactional Current
This account affords easy access to the holder’s cash at all times using various channels: Cheques, over the counter, ATM, POS, mobile banking, internet banking etc targeting business owners, individuals and corporates.

Liquid Transactional
This account affords easy access to the holder’s cash at all times using various channels: Cheques, over the counter, ATM, POS and mobile banking. It is suitable for small scale business clients who need access to cash at all times but do not need a cheque book.

Maono Contractual Savings
Ideal for regular saving on a weekly or monthly basis for projects, benevolence, school fees, holiday, pilgrimage etc and it targets groups, joint account holders and individuals.

Group Link Transactional
This account is targeted at Caritas Nairobi Self Help Programme groups. The account affords easy access to the holder’s cash at all times using various channels: Over the counter, ATM, POS, mobile banking and others as availed.

Group Link Transactional Current
This account is targeted at members of Caritas Nairobi Self Help Programme groups’. The account affords easy access to the holder’s cash at all times using various channels: Over the counter, ATM, POS, mobile banking and others as availed.

Junior Savings
This is a product for parents and guardians wishing to save towards a child-oriented goal: School fees, hospital bills etc. Parents can save regularly to build the account. There is a restriction on the number of withdrawals one can make to 3X a year.

Hazina Fixed
This product is designed for individuals, joint account holders, groups and institutions with medium to long term savings ambitions. A lump sum is deposited for a fixed period of time at a fixed interest rate.

Caritas Microfinance Bank Contacts

Caritas Microfinance Bank Ltd
Postal Address: P.O. Box 15352 – 00100, Nairobi, Kenya
Telephone: 020-2422334 / 0733678038
Email: info@caritas-mfb.co.ke
Website: www.caritas-mfb.co.ke
Physical Address:Cardinal Maurice Otunga Plaza, Kaunda Street

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U&I Microfinance Bank

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U & I  Microfinance Bank is a unique and the fast growing microfinance institution was established in 2007. the initiative to establish the microfinance institution was taken in response to vision 2030 objective of facilitating economic growth through community financial inclusion.

U&I Microfinance Bank Products

Biashara Saver Account

While saving for further business needs your savings can be an investment.

With Biashara Saver Account you are guaranteed interest earnings for as low as Kshs. 5,000 of your savings.

Pamoja Chama Account

In Pamoja Chama Account members in a group (Chamas) or merry go round get an opportunity to pool together their savings and earn interest to achieve on their set goals.

Jipange Saver Account

The product is designed for persons in employment or self employed who would like to save to start up a business or for future investment.

Nyota Account

U&I Microfinance Bank

U&I Microfinance Bank

Nyota Account allows individual members to save while earning interest in Trust of their Children and secure their future needs.

Msingi Fixed Deposit Account

Msingi Fixed Deposit Account provides an opportunity for individual members, Groups and Institutions to maximize wealth from our attractive rates by fixing any amount of your savings from as low as Khs.30,000 for 3, 6, 9 or 12 months. You can also acquire a loan facility of up to 70% of the fixed deposit without additional security.

U&I Microfinance Bank Loans

ASSET FINANCING

The loan is meant to assist U & I existing clients to acquire business assets.

FEATURES

Loan Balance 5,000 – 100,000

Loan Term Maximum 1 Year

Repayment frequency: Weekly/Bi-Weekly/Monthly

JIJENGE LOAN (Group scheme Loan)

Targets small scale entrepreneurs for working capital, business improvements etc. members taking the loan to be from the same locality.

FEATURES

Loan Amounts 5000 – 150,000 (First loan up to 30,000)

Repayment Frequency: Weekly/Bi-weekly/Monthly

Loan Period: 6 – 12 Months

NGAZI LOAN (Group scheme loan)

This is a loan that is meant to develop our clients and grow their business. The product is an entry level and is meant for new customers with medium size enterprises.

TARGET MARKET

Targets middle level entrepreneurs. These are clients who require higher loan amounts for their enterprises.

PRODUCT FEATURES

  • Minimum Kshs 100,000
  • Maximum Kshs 500,000
  • The client must be a member of U&I for 2 months.
  • Business assessment to ascertain the cash flow.
  • Business to be registered.
  • Business license.
  • Bank statement for the last 6 months.
  • Business records for the last 6 months.
  • Group to co-guarantee the loan fully.
  • The loan should be fully covered by business and household assets
  • Tangible collateral for big loans i.e motor vehicle.

SCHOOL FEES LOAN (Group Scheme Loan)

Targets U & I existing clients with school going children or dependents to enable them cater for their school fees needs

FEATURES

Loan amount 5000 – 50,000

Loan Term Maximum 9 Months

Repayment Frequency Weekly/Bi-weekly/Monthly

BIASHARA MWAMBA LOAN PRODUCT

This is a loan for micro entrepreneurs operating in U&I operational areas whose financial requirements may not be effectively guaranteed through the group lending methodology due to large amounts required or their nature of business deters them from engaging actively in solidarity groups activities.
This aims at assisting micro entrepreneurs in accessing working capital or capital expenditure for their businesses.

FEATURES

The initial loan shall be a minimum of Ksh.100, 000 – 500,000.
Loan repaid within a maximum of 12 months for 1st loans and a maximum of 24 months for second and subsequent loans. Loans should be paid monthly.

PLANNER LOAN

This is a product aimed primarily at individual and small businesses who would like to expand existing businesses. The purpose of the loans will range from working capital to short term business expansion.
The product is available to customers of U & I who have been operating a business or been in employment for a minimum of 12 months prior to taking the loan.

FEATURES

Loan amount Kshs 5,000 – Kshs 750,000.
Loan term 12 months
Repayment frequency: Monthly
Securities: Motor vehicle, NSE listed shares

IMARISHA LOAN

Targets medium entrepreneurs to assist them in accessing working capital or capital expenditure for their business

1st Loan Kshs.150,000

Repayment period maximum 24 months.

Fasta Fasta Loan

Targets importers who have high stock turnover to assist importers to clear their stock from the port.

Loan amount Kshs. Min 500,000 Max: 2,000,000

Repayment period 1 month to 6 months.

U&I Microfinance Bank Contacts

U&I Microfinance Bank Ltd
Postal Address: P.O. Box 15825 – 00100, Nairobi
Telephone: (254) 020 2367288, 0713 112 791
Fax: (254) 2210430
Email:  info@uni-microfinance.co.ke
Website: http://uni-microfinance.co.ke/uni-microfinance/ 
Physical Address: Asili Complex Building 1st Floor, River Road

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Choice Microfinance Bank Limited

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Choice Microfinance Bank started as a diaspora story that has evolved to become a local story as well. It is a link of Kenyan Diaspora Investments to the local people’s need of small credit facilities to improve their livelihood and break the poverty cycles.The idea traces its roots to the mid 1990’s & 2000’s when Kenyans migrated in masses to the U.S in search of opportunity. After years of being in the land of opportunity there was a strong desire to create opportunities for Kenyans back home.

Choice Microfinance Bank Products and Services 

Asset Mali Account

This account allows a customer to purchase and acquire business assets such as motorcycles, tricycles, office equipment, household appliances e.g. television sets, refrigerator, and utensils. It’s an avenue to acquire valuable items.

Features

• Minimum Account balance
• Flexible duration 3- 12 months
• Daily/weekly/monthly savings
• Easy asset acquisition .A client contributes up to 50% as stake for loan which is subject to further negotiations.
• Funds not accessible within 60 days
• Daily/weekly/monthly savings
• The asset serves as a collateral
• No Account maintenance/ledger fees
• Premium interest rates on deposits

Maendeleo Akiba Account

This account will provide the customers with a vehicle for savings and is open for everyone. The account is suitable for customers with regular income e.g. salary, pensions, rental income etc. including SMEs and institutions.

Benefits Features

• Opening balance of Kshs.500/=
• No minimum operating amount
• Unlimited access using ATM
• No monthly maintenance/ledger fee
• Very flexible – can deposit any amount.
• Premium interest rates on deposits
• Withdrawal against un cleared effects
• Ideal for all i.e. individuals [salaried/ pensionable], groups, associations etc.

Student Account

This account it meant to meet students needs.

Features

• Minimum operating balance
• Easy opening/operating Requirements
• 24 hours access to cash through the ATM
• Unlimited withdrawals
• One must a student between 18 -25 years of age.
• Access to loans as little as Ksh. 5,000/-
• Free statement semi-annually.
• No Account maintenance/ledger fees
• Premium interest rates on deposits

 

School Fees Account

It’s an investment that enables parents to bequeath quality education to their children. It’s aimed at savings towards the planning, funding and general wellbeing of our children’s education. Parents are to simply put aside a little amount of money daily weekly or monthly.

Features

• Minimum Operating balance
• 24 Hours access to funds through ATM
• Access to loan for the parents
• The guardian operates the account on behalf of the child.
• The guardian can access soft school loans for children’s school fees.
• No Account maintenance/ledger fees
• Premium interest rates on deposits
• 1 free banker’s cheque per term

 

Silver Chama Account

This product will offer an attractive investment medium for Kenyans organized in Solidarity Groups/Self-Help groups (especially those by Jua Kali micro-business operators) to save, invest and grow their wealth for collective development. Women and youth will particularly be encouraged to form groups to save and to enable them access loans.

Features

• Minimum operating balance
• 5-10 members
• Easy access to loans
• Group guarantee for individual member borrowings backed by amount of group’s savings held.
• Free monthly statements.
• Individual members of normal groups can borrow up to three times the level of their deposits
• No Account maintenance/ledger fees
• Premium interest rates on deposits
• Withdrawal at ATM
• Over the counter withdrawal

Wakulima Account

The account is designed to enable farmers finance their agricultural projects and grow their yield in season by savings towards the project which will be financed by the bank. Targets farmers who are in cattle rearing, sheep and poultry both as individuals and chamas.

Features

• Opening balance
• Minimum Operating Balance for both groups and individuals
• Daily/weekly/monthly savings
• Free quarterly statement
• The client must be above 18 years of age
• Saves up to 30% of the project cost to be eligible for financing
• No Account maintenance/ledger fees
• Premium interest rates on deposits
• Withdrawal at ATM
• Over the counter withdrawal

 

Choice Premium Savings Account

The account will target high net worth individuals, corporates and institutions.

Features

• Personalized customer service
• Free ATM card
• Easy access to loans up to 80% of deposit held.
• Easy access through ATM
• Account Maintenance fees
• Account minimum balance maintained
• Premium interest rates on deposits
• Withdrawal at ATM

 

Faidikeni Fixed Deposit Account

This is a general account suitable for individuals, MSMEs and Corporates with surplus or idle funds for investment/savings. These could be insurance companies, pension schemes, NGOs, Parastatal, high net worth individuals etc.

Features

• No Ledger fee
• The fixed terms are 3,6,9,12,18 and 24 months
• Option of individual, joint or group participation
• Access to loan of up to 80% of deposit
• Deposit used as collateral

 

Choice Current Account

This account is meant for individuals and institutions having large numbers or volumes of transactions, mainly for meeting their day-to-day business and operational requirements, and need a current account for maintaining their operational fund balances.

Current Accounts can be opened by individuals, sole proprietary concerns, partnership firms, companies, clubs, associations, trusts, government bodies, co-operativesocieties etc.

A current account is operated only through cheques provided by the bank. It is used to collect cheques, bills etc. of the parties, and to make cash and clearing payments inrespect of cheques issued by the account holder.

Features

• Account opening balance
• No minimum operating balance
• Unlimited access to funds using ATM
• Easy access to Overdraft facilities
• Account Maintenance fees
• Cheque Book

 

Choice Kids Account

This account is geared towards a saving culture for kids by their guardians.

Features

• No minimum operating balance
• No account maintenance/ledger fees
• Access to funds through ATM
• Premium interest rates on saving deposits

 

Maua Savings Account

The account is designed to accommodate the employees working in flower firms in thearea of our operations. The product is crafted to be able to meet their financial needs in their day to day operations.

Features

• Minimum operating balance
• Accessibility of funds 24 hours through ATM
• Unlimited withdrawals
• Accessing salary and salary advance
• The client must be a worker in the flower firms.
• The salary to have been routed in the account for 3 months to qualify for a salary advance.
• Can access a salary advance of up to 1/3 of net salary
• No Account maintenance/ledger fees
• Premium interest rates on deposits

Loans

FANIKIO LOAN (GROUP LOAN)

Group lending entails lending to individuals who are members of a self-selected group whereby the whole group is liable for the repayment of the loan. This product is designed for:- Formal and informal savings groups (Chama’s) such as self-help groups, Merry-go-rounds and other solidarity groups, Jua Kali MSE operators, Youth and women groups, Occupation based groups and Community based groups

Requirements

• Be a member of a registered group
• Copy of national ID of the borrower
• Copy of national ID of the next of kin
• Mobile details form
• Passport size photo
• Utility Bill and/or Lease agreement
• Loan form dully completed
• Business records where applicable.

Features

• Loan size from ksh 5000 to 100,000
• Very low Interest Rates
• Repayment period 3,6,9,12 months
• Processing Period 24 hours i.e. 1 day
• Savings 35% of loan amount in the first cycle. This can be reduced on subsequent loan.
• Members loan to be credited to their personal account.
• Pre – loan Training Period for group members to access loan 6-8-weeks

LIMA LOAN (GROUP LOAN)

Focuses on small holder farmers who lack the means and capacity to promote their production. This includes the poultry, dairy farmers, goat farming and pigs farming.

Requirements

• The client must be in farming business. Farm remittances to be done through the bank.
• Insurance cover for theft, against livestock deaths or crop failure, death and permanent disability
• Security – Group Guarantee (individual and group savings), chattels mortgage Lawyer fees

Features

• Initial Loan size – maximum 100,000
• Processing period 24hours – 1 day
• Repayment period 12 months
• Very low Interest Rates
• Repayment Mode – To be structured to fit the nature of business.
• Loan can be accessed by both groups and individuals.
• Flexible collateral i.e co-guarantorship

 

SCHOOL FEES LOAN

Designed to enable the parents pay their school fees for their children. This targets allchildren in all educational levels. Targets both groups and individuals.

Requirements

• Fees structure from school to be availed
• Account to be operated for minimum of 3 Months for the individuals.

Features

• Loan size up to 5000 – 100,000/=
• Repayment period 12 months
• Low interest rates on reducing balance
• Processing period 24 hours
• The payment to be done directly to the school.
• Frequency of payment – weekly/monthly

 

CHOICE MICRO-LOAN

Requirements

• Customer to have operated the business for the last 6 months.
• Active banking with choice Bank for 6 months or any other financial Institution.

Features

• Loan size Ksh. 50,000 -300,000/- . Maximum amount of first loan is 100,000/=
• Repayment period 12 months
• Weekly and monthly loan repayments
• Low Interest rate on reducing balance
• Processing period 24 hours

 

JITEGEME LOAN (PERSONAL LOAN)

This loan product will be offered to civil servants, TSC members, and employees of reputable organizations approved by the Board, to finance purposes such as Asset acquisition e.g. household items, solar panels etc. Emergency needs such as school fees, medical bills etc.

Requirements

• Must be a civil servant, an employee of organization with a Memorandum of understanding with CMFB approved by the management and the board.
• Salary must pass through an account with ChoiceMFB and routed for about 3 months prior to loan application and continues processing the loan through CMFB.
• A letter from employer committing to remit salary through Choice MFB account for the duration of the loan.
• Chattels and Affidavit for pledges where applicable.
• Guarantee of 2 fellow colleagues processing the salary through CMFB.

Features

• Loan size 10,000-100,000/=
• Repayment Period 3 to 24 months.
• Loan Processing period within 24 hours
• Frequency of payment- Monthly
• Very low interest rates

SALARY ADVANCE

This product provides advances to salaried customers to meet their financial requirement. It’s a short term financing for Employees.

 

Requirements

• The salary must have been remitted through the account for the last three months
• Must have an irrevocable letter from employer committing to remit salary to Choice MFB for the loan duration.

Features

• Loan size 5,000 -100,000
• Loan Processing within 24 hours
• Flexible Repayment period between 3 to 12 months
• Monthly loan payment

 

MKOPO OKOA LOAN (EMERGENCY LOAN)

This product provides advances to salaried customers to meet unanticipated financial requirements. It targets employees only.

Requirements

• Salary advance to be repaid within one month
• The salary must have been remitted through the account for the last three months
• Must have a letter from employer committing to remit salary to Choice Microfinance Bank

Features

• Loan issued of up to 50% of net salary ranging from 5,000-100,000
• Loan Processing within 24 hours
• Repayment period 1 month
• Competitive Interest Rates
• Monthly loan payment

 

BIASHARA DHABITI LOAN (BUSINESS LOAN)

Business loans are loans to individual entrepreneurs and business entities to cater for diverse business requirements.

Requirements

• Must have been a Choice MFB customer for at least six months and actively operating their account. Or banking with any other institution.
• Security accepted includes – property title deeds, shares from publicly quoted shares, life insurance policies, motor vehicle logbooks and personal guarantors. The facility must be fully secured.  Joint registration, legal charging, and fixed deposit.

Features

• Access to loans from 300,000 to 500,000/=
• Low Interest rates on reducing balance

 SUPA BIASHARA LOAN (BUSINESS LOAN)

This product provides funds to finance working capital requirements of business entities as well as other business requirements.

Requirements

• Customer to actively operate an account with the bank for 3 months
• The vehicle must not be more than 8 years old.
• A Quotation is required in case of the other assets. The payment is done directly to the supplier.

Features

• Access to loans from 500,000 to 2M subject to verifiable ability to repay.
• Low Interest rates on reducing balance
• Loan processing within 48 hours
• Monthly loan repayment.
• Flexible repayment duration

CHOICE ASSET FINANCE (BUSINESS LOAN)

Requirements

• Be a member of a registered group
• Copy of national ID of the borrower
• Copy of national ID of the next of kin
• Mobile details form
• Passport size photo
• Utility Bill and/or Lease agreement
• Loan form dully completed
• Business records where applicable.

Features

• Loan size from 300,000/=
• Flexible repayment period.
• Very low Interest rate on flat rate
• Maximum Processing period is 48 hours
• Frequency of payment – monthly
• Financed asset becomes security for the loan.

 

INSURANCE PREMIUM FINANCE (IPF LOAN)

Requirements

• 20% of the premium amount will be paid upfront in cash or cheque to the MFB
• Security will be postdated cheques will be obtained for the loan instalments
• Customer to have actively operated an account with the bank for 3 months.

Features

• Loan size– 80% of the Premium payable
• Interest payable – 10% flat rate with a minimum of Kshs.5,000/=
• Repayment period – 1 to 10 months
• No loan application fees

 

BANK GUARANTEE

A Bank Guarantee is a specified amount (limit)payable by CHOICE MFB  to a beneficiary (seller or supplier) in the event the counterparty( the applicant) defaults on the underlying contract in which the MFB is the guarantor.

Requirements

• Client must be a registered company
• Client must maintain an account with Choice
• KYC rules apply
• Applicant to indemnify CHOICE MFB from any claims by executing an indemnity agreement

Features

• The guarantee amount is only payable if the counterparty defaults under the contract
• Processing period 48 hours
• Minimum bank guarantee of kshs.5000/= with a maximum amount of Ksh. 5M
• Extension of period 2.5% on guaranteed amount per quarter.

 

BID BOND

A Bid Bond or Tender Security is a facility availed to clients for presentation to Procuring Entities in a tender process, in support of the client’s bid. CHOICE MFB will issue bid bonds/tender security to enable tendering firms to obtain these guarantees for the contracts they bid for.

Requirements

  • Applicant to avail copy of Tender Document
  • Applicant may or may not maintain an account with CHOICE MFB
  • Applicant to fill in a Bid Bond Application Form
  • Client to execute an indemnity Agreement indemnifying CHOICE MFB from any claims, losses, or other liabilities which CHOICE MFB may suffer arising out of any breach of performance by the bidder.

Features

  • Maximum amount KES 5M
  • No collateral required
  • Maximum period of 3-months

 LPO FINANCING

This product enables contactors or suppliers to service their orders without having to struggle for funds to service the orders.

Features

• Short processing period of upto 48 hours.
• 100% financing.
• Applicant need not be an existing ChoiceMFB account holder.
• Competitive interest rate on flat rate.

 

CHAMA LOAN

This loan products caters to registered investment groups who need a loan as an entity to advance their development agenda.

 Features

• Loan of size Ksh. 500,001 to Ksh. 3,000,000
• Repayment period upto 24months
• Attractive interest rate
• Processing period 24hours after approval
• Free training
• Frequency in repayment – weekly/monthly

 

CHEMSHA BIASHARA

This loan product is geared towards small-scale traders who are in the business of fast moving goods and require float for working capital.

 Features

• Loan of size Ksh. 1,000 to Ksh. 10,000
• Repayment period 1 month
• Processing period 1 hours
• Frequency in repayment – daily/weekly

Choice Microfinance Bank Limited Contacts

Postal Address: P. O. Box 18263-00100, Nairobi
Telephone: +254­20­3882206, 20­3882207, 0736662218
Email: info@choicemfb.com, enquiries@choicemfb.com
Website: www.choicemfb.com
Physical Address: Siron Place, Magadi Road, Ongata Rongai
Date Licensed: 13th May, 2015
Branches: 1

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Maisha Microfinance Bank Limited

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Maisha Microfinance Bank Limited sees itself as an institution established to be a leader in the financial services and an institution of choice for all. Its mission is therefore to support the aspiration of the economically active members of the society while achieving reasonable return to the shareholders and unrivalled career progression for its staff.

The bank is targeting salaried individuals and SMEs to grow its customer base. It will offer loans of between Ksh. 10,000 & Ksh. 350,000 plus micro insurance products.

  • Customer Focus: Maisha MFB product delivery processes, product purpose will be aimed at responding to customer needs.
  • Innovation: Maisha MFB  will build on the existing technological and industry product innovation to respond effectively to needs of its clients. All innovations will be aimed at increasing stakeholder’s satisfaction.
  • Efficiency: Maisha  MFB will endeavor to provide its services to clients in the most efficient process. This includes turnaround time for a loan application and interest on savings payments.
  • Integrity: Maisha MFB  will uphold honesty and ensure transparency in all their business activities with its clients.

Maisha Microfinance Bank will offer comprehensive Insurance Premium Financing (IPF) products as value-add alongside other Micro Small and Medium Enterprises (MSMEs) financing products. The MFB is looking to provide a one-stop financial services shop for MSMEs

Maisha Microfinance Bank is a Kenyan-owned company limited by shares. It intends to commence operations in Nairobi County with an objective of expanding across the country with time.

Maisha Microfinance Bank Limited
Postal Address: P.O. Box 49316­00100, Nairobi
Telephone: 0792002300/020-2220648
Email: info@maishabank.com
Website: www.maishabank.com
Physical Address: 2nd Floor, Chester House­Commercial Wing, Koinange Street
Date Licensed: 21st May, 2016
Branches: 1

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Sumac Microfinance Bank Ltd

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Sumac Microfinance Bank was established in 2004 by a group of 14 investors who came together as a chama. We subsequently opened our doors to the public as Sumac Credit Ltd with a mission to empower entrepreneurs who had found the going tough owing to the stringent loan requirements by commercial banks.

Later on, we transitioned into a microfinance institution and upon the enactment of the Microfinance Act in Kenya. We applied to the Central Bank of Kenya for a license to operate as a Deposit-taking microfinance bank, were successful eventually.

We have since become key players in the micro-finance sector, and have a successful history of disbursing loans to businesses that have become a remarkable story of exceptional achievements.

We have gained exemplary reputation in the market place, and our products have become easily accessible banking facilities that will remain the hallmark of reliability and dependability in as far as building business enterprises is concerned.

Are you a businessperson who seeks to take your business to the next level? Have you had trouble obtaining a viable loan from financial institutions? Well, your dilemma comes to an end when you pay us a visit in any of our branches. Our team is ready to assist you break the barriers and scale new heights in your quest for success.

In a world that has become a challenging and harsh environment for businesses, we will stand with you. When all seems too difficult and there’s no money coming your way, you can depend on us. When business seems to be creeping slowly but gradually to a standstill, you can look to us for a timely and practical financial solution. We have your back, and will gladly hold your hand through trying business times.

We are your reliable, dependable and easily accessible financial solution provider. The success of your business enterprise is our success; that is why we are in the marketplace to empower you to achieve your business dreams.

Sumac Microfinance Bank is backed by a strong shareholding from various investors whose interest is to see an entity of this magnitude become a source of help and pride to the citizens of this land. The shareholders offer strong financial support that has so far seen Sumac grow and develop at a steady pace in spite of normal business hurdles.

A lot of credit is due to the shareholders for holding hands to ensure Sumac stays on the track for growth and efficiency in the marketplace. The shareholders are an important part of the Sumac story of growth and are often a very important fixture in the Annual General Meetings when important decisions are made in regard to Sumac’s next fiscal year plans.

Products and Services

As a microfinance bank, we are largely a licensed deposit-taking banking institution with credit facilities and loan products available to our broad range of clientele.

Deposits and savings

For deposits, we have vibrant and beneficial account types that will enable you to save your money and invest it as you may desire. These account types do not need so many requirements when opening, and have minimal or zero maintenance fees. For savings, Sumac cares about your money, and is a trusted banking institution you can rely on to safely transact business with your money.

We like to often say your money is safe with us, and this is a guarantee we assure you as our esteemed customer and client.

Loans and credit facilities

This is yet another important part of our business that offers you the opportunity to secure much needed funding boost to take your business to the next level. The loans are available to all clients provided you are able to meet our fair requirements.

As a business, you need a loan at some juncture of the business’ existence. You cannot get such a facility if perhaps financial institutions are not willing to listen to you and help. We have successfully modeled ourselves as the banking entity of choice and will listen to you no matter how small your business is.

We believe every individual business is worth a jab in the arm for growth because all businesses have noble objectives that sometimes only lack financial support. Do not be afraid. Sumac will meet you and heed to your call for funding to take your business to the next level. Our team will be glad to sit with you and tailor-make the right product for you to thrive in business. This is the start you need. We are the start you will need.

Asset and insurance financing

We all need to secure assets at one time or the other – either for business or for personal benefit. Whatever the case, we can arrange financing for you. Could it be that car for your business or family, or might it be the machinery you want to acquire in order to kick-start your factory? All that is possible at Sumac. We have the financial framework and the asset financing mechanisms to ensure you can secure your asset with ease.

You can also get insurance premium financing from us through our sister company, Sumac Insurance Agency Ltd, which carries a full range of insurance services available for your picking.

The process of securing loans, financing, or opening accounts with us is simple, precise and fast. Visit any of our branches today and we will be happy to serve you.

Sumac Microfinance Bank Ltd
Postal Address: P. O. Box 11687­00100, Nairobi
Telephone: 020­2212587, 2210440, 2249047, 0738637245, 0725223499
Fax: (254) 2210430
Email: info@sumacdtm.co.ke
Website: www.sumacdtm.co.ke
Physical Address: Consolidated Bank House 2nd Floor, Koinange Street
Date Licensed: 29th October, 2012
Branches: 3

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Century Microfinance Bank Ltd

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Century Microfinance Bank Ltd
Postal Address: P. O. Box 38319-00623, Nairobi
Telephone: +254­20­2664282, 6768326, 0722168721, 0756305132
Email: info@century.co.ke
Physical Address: KK Plaza 1st Floor, New Pumwani Road, Gikomba
Date Licensed: 17th September, 2012
Branches: 1

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Remu Microfinance Bank

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REMU Microfinance Bank is a nationwide microfinance that is licensed and regulated by the Central Bank of Kenya under the Micro finance Act and Regulations.

Remu Microfinance Bank is set to change its name to Ideal Microfinance Bank soon after appointing a new chief executive.

The micro-lender has called its shareholders to an extra-ordinary general meeting on December 3, 2016 to approve the name change.

REMU Microfinance Bank

REMU Microfinance Bank

The products we offer are tailored to meet the needs of our clients and shall enable them to improve their status in life. We aim at the productivity of the client to enable them achieve their full potential which has hitherto been elusive due to the perceived risky nature of providing financial services to such clients.

REMU Microfinance Bank is one of the 12 licensed microfinance banks with some of its shareholders including private equity and fund management company Fusion Capital, which has a 25 per cent stake

 

Remu Microfinance Bank Ltd Contacts

Postal Address: P. O. Box 20833­00100, Nairobi
Telephone: 2214483/2215384/ 2215387/8/9, 0733554555
Email: info@remultd.co.ke, info@remultd.co.ke, info@remultd.co.ke
Physical Address: Finance House, 14th Floor, Loita Street
Date Licensed: 31st December, 2010
Branches: 3

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Rafiki Microfinance Bank

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Rafiki Microfinance Bank Limited is the premier relationship microfinance institution, the first to be owned by a commercial bank in the Kenyan market. Rafiki Microfinance Bank was conceived by Chase Group in 2009 and subsequently began operations in 2011.

Our objective is to grow a huge youth brand proposition by focusing on distinctive customer service. Our investment in the best human capital uniquely identifies us in the Kenyan market space. We have grown from a 2 branches foot print in year 2011 to 18 banking branches.

We endeavor to widen financial access in the microfinance sector through multiple delivery channels and are distinctively positioned to empower communities we operate in to come out of poverty and live in dignity; and for businesses, we enable them to upscale thereby creating wealth and generating employment opportunities to many.

Rafiki Microffinace Bank

Rafiki Microffinace Bank

Awards won by Rafiki Microfinance Bank

Best Deposit Taking Microfinance – Winner – CMA Awards 2013
Best Bank in Product Marketing – 1st Runners Up – Banking Awards 2014
Best Bank in Product Innovation – Winner – Banking Awards 2014
Best Microfinance Bank – 2nd Runners Up – Banking Awards

Rafiki Microfinance Bank  Products and services

Agri facilities, consumer loans, trade finance, business loans, asset finance, youth entrepreneurship facilities, diaspora banking, transactional and operational accounts, fixed deposits, money transfer services, micro loans.

Rafiki Microfinance Bank Contacts

Postal Address: 12755­00400, Nairobi
Telephone: +254­020­2166401/0730170000/0730170500
Email: info@rafiki.co.ke
Website: www.rafiki.co.ke
Physical Address: Rafiki House, Biashara Street
Date Licensed: 14th June, 2011
Branches: 17

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SMEP Microfinance Bank

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SMEP Microfinance Bank Limited is a public limited company incorporate under the companies Act (Cap 486) and licensed under the Microfinance Act (Cap 493D) regulated by The Central Bank of Kenya to offer banking services focusing on Group (Microfinance) banking and SME & Church banking. SMEP has a subsidiary company, SMEP Insurance Agency, which provides insurance services to diverse customer insurance needs.

SMEP Microfinance Bank spanning nearly four decades has been a remarkable one. The noble idea of starting a micro-finance was born in 1975 when the National Council of Churches of Kenya (NCCK) embarked on a project to feed the children of the commercial sex workers in Mathare Valley, Nairobi. Their children were acutely malnourished and the need for an intervention to salvage the health of these young ones was necessary.

As with any donor funded programme, the need for sustainability emerged as it was clear that the nutritional support was turning the families into dependents. As a famous philosopher wisely said, “Give a bowl of rice to a man and you will feed him for a day. Teach him how to grow his own rice and you will save his life.” The project was redesigned and focused on giving small loans to the mothers (commercial sex workers) which they invested in small-scale businesses.Following the success of this project, NCCK registered the company SMEP (Small and Micro-enterprise Programme) in 1999 to undertake this work in a more targeted and strategic manner. SMEP became a public deposit taking microfinance institution) in 2010 and in 2013 SMEP DTM changed its name to SMEP Microfinance Bank as per The Microfinance Amendment Act 2013 which defined“ deposit taking microfinance business” as “microfinance bank business”

SMEP Microfinance Bank

SMEP Microfinance Bank

1975: Started out as a relief arm of the National Council of Churches of Kenya (NCCK)

1999: Evolved into Finance Credit Company. Licensed as a company limited by guarantee under the name Small and Microenterprise Programme (SMEP)

2008: Rebranded to SMEP and dropped the long name small and microenterprise programme

2010: Becomes the third microfinance institution (MFI) in Kenya to be awarded a nationwide Deposit Taking Microfinance by Central Bank of Kenya and opens 6 Banking Branches across the country.

2011: Launched the SMEP mobile banking system. SMEP customers can currently withdraw; check balances, transfer funds, get mini statement using their mobile.

2012: The first MFI in Africa and second in the world to launch a Visa debit card to its customers. SMEP customers can now shop, fuel and obtain cash at any visa enabled ATM

2012: The first MFI in Kenya to obtain a nod by Capital market Authority to raise capital through private placement offer to enable SMEP Microfinance Bank Limited comply with the terms of licensing by CBK in respect to the cap of 25% single shareholder rule.

2013: SMEP DTM changes name to SMEP Microfinance Bank as per The Microfinance Amendment Act 2013

2015: Opens SMEP Insurance Agency company and the 17th Banking Branch supported by 35 Marketing Units and over 50 SMEP Agents around the country.

SMEP Microfinance Bank Ltd

Postal Address: P. O. Box 64063­00620, Nairobi
Telephone: 020­3572799/2055761, 2673327/8, 0711606900
Email: info@smep.co.ke, info@smep.co.ke, info@smep.co.ke
Website: www.smep.co.ke
Physical Address: SMEP Building, Kirichwa Road, Off Argwings Kodhek Road
Date Licensed: 14th December, 2010
Branches: 7

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Uwezo Microfinance Bank Ltd

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Uwezo Microfinance Bank is a deposit taking Microfinance Institution (MFI) licensed and regulated under the Microfinance Act 2006. Uwezo MFB was licensed in November 2010 to commence deposit taking micro-finance business in Nairobi’s Starehe Constituency.

The name ‘Uwezo’ signifies empowerment and Uwezo MFB endeavors to empower small and medium enterprises (SMEs) and low income earners through provision of sustainable financial services.

Uwezo Microfinance Bank  Products and Services

  • Business Loans, Asset Financing, Salary /Check off loans, LPO Financing.
  • Ordinary Savings, Fixed Term Deposits (FDR), On call Deposits.

 Uwezo Microfinance Bank  Contacts

Postal Address: 1654­00100, Nairobi
Telephone: 2212919, 0703591302/9
Email: info@uwezodtm.com
Website: www.uwezodtm.com
Physical Address: Rehani House, 11th floor, Koinange Street
Date Licensed: 08 November, 2010
Branches: 2

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Kenyan Actors

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Here is a list of Kenyan actors and actresses who have made it to the Hollywood.

Owiso Odera

Owiso Odera

Owiso Odera

Actor, Acholiland
“ Owiso Odera was born in Khartoum, Sudan to Kenyan parents.
He got his M.F.A. in acting from the University of California, San Diego and has been seen recently on Vampire Diaries as “Papa Tunde” & on the big screen Acholiland (2009), Relative Obscurity (2007) and Orenthal: The Musical (2013)) the small screen (Blue Bloods, Three Rivers, Dirt) and in theater (Mercutio, Othello, Citizen Barlow, The Overwhelming, and Samuel J & K, to name a few). ” – joabodera1

Edi Gathegi

Actor, X-Men: First Class
“ Edi Gathegi was born on March 10, 1979 in Nairobi, Kenya as Edi Mue Gathegi. He is an actor and producer, known for X-Men: First Class (2011), Gone Baby Gone (2007) and Crank (2006). ”

Lupita Nyong’o

Lupita Nyong'o

Lupita Nyong’o

Actress, Star Wars: The Force Awakens
Lupita Amondi Nyong’o was born March 1, 1983 in Mexico City, Mexico, to Kenyan parents, Dorothy and Peter Anyang’ Nyong’o. Her father, a senator, was then a visiting lecturer in political science. She was raised in Kenya. At age 16, her parents sent her back to Mexico for seven months to learn Spanish…
“ Lupita Nyong’o was born in Mexico, to Kenyan parents. She was raised in Kenya and educated in the USA. She is a graduate of the Yale University School of Drama’s Acting program.

Lupita’s film debut was playing “Patsey” in acclaimed director, Steve McQueen’s 12 Years a Slave (2013). She was also the lead in MTV’s award-winning drama series, Shuga (2009).

Lupita’s stage credits include playing “Perdita” in “The Winter’s Tale”, (Yale Repertory Theater), “Sonya” in “Uncle Vanya”, “Katherine” in “The Taming of the Shrew”, as well as being in the original production of Michael Mitnick’s “Elijah”.

Veena Sood

Veena Sood

Veena Sood

Actress, 50/50
Veena Sood is an award-winning actress – of Indian descent, and is internationally recognized for her versatility in both comedy and drama. She has a theatre degree in Drama and went on to co-found “The Loose Moose Theatre Company” with Improv master Keith Johnstone. Over the years Veena has appeared in countless plays…
“ Veena Sood is an award-winning actress – of Indian descent, and is internationally recognized for her versatility in both comedy and drama. Born in Nairobi, Kenya, she has a theatre degree in Drama and went on to co-found “The Loose Moose Theatre Company” with Improv master Keith Johnstone. Over the years Veena has appeared in countless plays, films, television series, and continues to perform her improvisation shows. Veena grew up in the Canadian Rockies where she developed a passion for horseback riding, skiing & outdoor living. She was even a competitive rodeo participant when she was younger. She continues to live in the mountains in Vancouver, Canada – and continues her passion for nature by traveling to remote world locations on nature expeditions. ”

Manoj Sood

Manoj Sood

Manoj Sood

Actor, Little Mosque on the Prairie
Manoj Sood, of Indian descent, was born in Mombassa, Kenya and grew up in Western Canada. Manoj entered the entertainment world in 1992 and has been working steadily ever since. Manoj, much to his surprise, landed a supporting role in an American MOW after his very first audition. Up until then, his only acting experience had been from his acting classes…
“ Manoj Sood, of Indian descent, was born in Mombassa, Kenya and grew up in Western Canada. Manoj entered the entertainment world in 1992 and has been working steadily ever since. Manoj, much to his surprise, landed a supporting role in an American MOW after his very first audition. Up until then, his only acting experience had been from his acting classes. A very nervous Manoj walked onto set on his first day of shooting and when the sound-boom operator said “speed”, Manoj thought he was saying “speak” so Manoj jumped right into saying his lines. The director then gave a very nervous Manoj his first on-set note: “Manoj they are saying “speed” not “speak” and you have to wait for the word “action” before you say your lines”.

Since that day, Manoj has appeared in more than 50 Television and Feature Film productions. He has appeared on popular Television shows like Da Vinci’s Inquest (1998), Stephen King’s Dead Zone (2002), Romeo! (2003) and Dead Like Me (2003), as well as numerous others. Manoj has also acted in popular films such as Meltdown (2004) and Rat Race (2001), Watchmen (2009), and more recently a number of independent films including Fathers & Sons (2010) and Repeaters (2010). Manoj played the leading roll of the comically grumpy and lovable character, “Baber” on all six seasons of the internationally acclaimed TV series, Little Mosque on the Prairie (2007), that now airs in the US on Pivot TV. Recently Manoj has worked on the Disney Feature Tomorrowland (2015), the new ABC TV drama Once Upon a Time in Wonderland (2013), Continuum (TV series), and most recently, a leading roll in the feature film, The Pinocchio Project (2014). ”

Susie Figgis

Susie Figgis

Susie Figgis

Casting Director, Miss Peregrine’s Home for Peculiar Children
Susie Figgis was born in Kenya and lived the early part of her childhood there. She has lived the majority of her life in England. She has become successful for finding child actors. She began her career for working for an assistant. She is thought of as one of the most experienced and highly respected casting directors in the UK…
“ Susie Figgis was born in Kenya and lived the early part of her childhood there. She has lived the majority of her life in England. She has become successful for finding child actors. She began her career for working for an assistant.

She is thought of as one of the most experienced and highly respected casting directors in the UK. Her filmography as a casting director is highly impressive. Her first film was “The Dollar Bill”. She has worked many successful movies, such as: “Sleepy hollow” (1999), “The full Monty” (1997), “Interview with a vampire” (1994), Cry Freedom (1987), “The Mission” (1986) “Gandhi” (1982) and “Killing fields” (1984). She also worked with many great directors, such as her cousin Mike Figgis, Ken Loach, Steven Soderbergh, Tim Burton and Richard Attenborough. She also worked as a casting director for “Harry Potter and the sorcerer’s stone”, but she left because she was unhappy with her relationship with US director Chris Colombus. ”

Zena Marshall

Zena Marshall

Zena Marshall

Actress, Dr. No
Striking, dark-haired beauty Zena Moyra Marshall was born of French (from her mother’s side) and English/Irish (her father’s) ancestry in Narobi, Kenya. After the early death of her father, her mother remarried and moved the family to Leicestershire. Zena received her education from St Mary’s Roman Catholic School in Ascot…
“ Striking, dark-haired beauty Zena Moyra Marshall was born of French (from her mother’s side) and English/Irish (her father’s) ancestry in Narobi, Kenya. After the early death of her father, her mother remarried and moved the family to Leicestershire. Zena received her education from St Mary’s Roman Catholic School in Ascot. Her interest in the acting profession matured after a wartime theatrical tour with the Entertainments National Service Association (ENSA), while still in her teens. After completing her training at RADA, her exotic looks led to a contract with the Rank Organisation where she was groomed by the so-called ‘charm school’ as a sultry temptress and second lead in costume films, romantic melodramas and thrillers.

Zena made her screen debut in the stagey, moribund epic Caesar and Cleopatra (1945). She had a bit-part as a handmaiden. Interestingly, this was also a screen bow for future James Bond star Roger Moore, uncredited as a Roman soldier. Zena’s subsequent career was anything but meteoric. For several years, she was given only minor supporting roles in productions by Rank affiliates, such as GFD/Two Cities and Gainsborough, including Sleeping Car to Trieste (1948), Snowbound (1948) and So Long at the Fair (1950). A brief sojourn in Hollywood resulted in a lacklustre Allied Artists musical, Let’s Be Happy (1957), as an amorous redhead, rivalling star Vera-Ellen for the affections of crooner Tony Martin. During the 1950’s, she managed to rekindle her theatrical career and, by the end of the decade, went on tour through Germany and the Netherlands with “The Late Edwina Black”. Zena was one of the first actresses to be featured in a British television commercial (for shampoo) on early ITV. Television did, in the end, become her favoured medium. She had some of her better on-screen moments in three episodes of Danger Man (1960), opposite Patrick McGoohan, between 1961 and 1964.

Zena Marshall’s main claim to fame rests on her portrayal of the Eurasian double agent, Miss Taro, in the first ever Bond film, Dr. No (1962). Her character was, incidentally, the first woman seduced by Bond, prior to his encounter with Ursula Andress in the part of Honey Rider. Another noted beauty, the reigning Miss Jamaica, Marguerite LeWars was originally slated to screen test for Miss Taro. However, Lewars declined for reasons of ‘personal modesty’ and is merely glimpsed in the film in a bit as an unnamed photographer. Zena herself, was at first unhappy with the script, but Terence Young, who had previously worked with her on the poorly-received costume biopic,The Bad Lord Byron (1949), lightened some of the dialogue with humour. In the end, the bedroom scene with Sean Connery took three days to shoot, because Zena struggled with the idea of having to spit in her co-star’s face, after Bond has her character turned over to the superintendent of police. Miss Taro remains one of the most iconic of Bond villainesses.

Zena’s last roles of note were as an Italian countess in Those Magnificent Men in Their Flying Machines or How I Flew from London to Paris in 25 hours 11 minutes (1965), and as a secretary fighting alien enemies (alongside incongruously cast accountant Charles Hawtrey in the insipid sci-fi outing The Terrornauts (1967). After that, she retired from the screen and settled into domestic life with her third husband, the writer/producer Ivan Foxwell.

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Kenya Water

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With a population of 47 million, 37 percent of Kenyans still rely on unimproved water sources, such as ponds, shallow wells and rivers, while 70 percent of Kenyans use unimproved sanitation solutions. These challenges are especially evident in the rural areas and the urban slums. Only 9 out of 55 public water service providers in Kenya provide continuous water supply, leaving people to find their own ways of searching for appropriate solutions to these basic needs.

Here is the list of Kenya water towers.

  1. The Aberdare Ranges
  2. The Mau Forest Complex
  3. Mt. Kenya
  4. Cherengany Hills
  5. Mt.Elgon
  6. Kirisia Hills
  7. Marmanet Forest
  8. Mount Kipipiri
  9. Mount Kulal
  10. Nyambene Hills
  11. Ndotos
  12. Huri Hills
  13. Loita Hills
  14. Mathews Range
  15. Mount Marsabit

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Kenya Law Courts

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CITY COURT
BOX 30041-00100
NAIROBI

MAKADARA
BOX 17172
NAIROBI

KIBERA
BOX 21039
NAIROBI

MILIMANI LAW COURT
BOX 30041-00100
NAIROBI

MILIMANI COMMERCIAL COURT
BOX 30420

Tel. +254 20 2715622 2716563/4
NAIROBI

KISUMU
BOX 126
KISUMU

WIMAN
BOX 4786
WINAM/KISUMU

MASENO
BOX 215
MASENO

NYANDO
BOX 12
AHERO

TAMU
BOX 125
MUHORONI

SIAYA
BOX 67
SIAYA

BONDO
BOX 177
BONDO

UKWALA
BOX 68
UKWALA

HOMA-BAY
BOX 40
HOMA-BAY

MBITA
C/O HOMA-BAY

OYUGIS
BOX 346
OYUGIS

NDHIWA
BOX 134
NDHIWA

MIGORI
BOX 241
SUNA MIGORI

RONGO
BOX 96
RONGO

KEHANCHA
BOX 71
KEHANCHA

KISII
BOX 69
KISII

KEROKA
BOX 497
KEROKA

OGEMBO
BOX 313
OGEMBO

NYAMIRA
BOX 10
NYAMIRA

KAKAMEGA
BOX 22
KAKAMEGA

MUMIAS
BOX 58
MUMIAS

BUTERE
BOX 241
BUTERE

BUTALI
BOX 46
MALAVA

VIHIGA
BOX 230
VIHIGA

HAMISI
BOX 34
HAMISI

BUNGOMA
BOX 365
BUNGOMA

WEBUYE
BOX 459
WEBUYE

KIMILILI
BOX 22
KIMILILI

SIRISIA
BOX 2
SIRISIA

BUSIA
BOX 161
BUSIA (K)

NAKURU
BOX 61
NAKURU

MOLO
BOX 173
MOLO

ELDAMA RAVINE
BOX 236
ELDAMA RAVINE

NAIVASHA
BOX 81
NAIVASHA

KABARNET
BOX 66
KABARNET

MARARAL
BOX 11
MARARAL

NANYUKI
BOX 252
NANYUKI

NYAHURURU
BOX 234
NYAHURURU

KERICHO
BOX 69
KERICHO

BOMET
BOX 21
BOMET

SOTIK
BOX 134
SOTIK

NAROK
BOX 75
NAROK

KILGORIS
BOX 173
KILGORIS

KAJIADO
BOX 73
KAJIADO

LODWAR
BOX 54
LODWAR

KAKUMA
BOX 54
LODWAR

KAPENGURIA
BOX 129
KAPENGURIA

ELDORET
BOX 141
ELDORET

KAPSABET
BOX 280
KAPSABET

KITALE
BOX 641
KITALE

ITEN
BOX 222
ITEN

NYERI
BOX 70
NYERI

OTHAYA
BOX 88
OTHAYA

KARATINA
BOX 356
KARATINA

MUKURWE-INI
BOX 71
MUKURWE-INI

KERUGOYA
BOX 17
KERUGOYA

BARICHO
BOX 58
BARICHO

GICHUGU
BOX 1060
KIANYAGA

WANG’URU
BOX 20
WANG’URU

ENGINEER
BOX 208
NORTH KINANGOP

MURANG’A
BOX 146
MURANGA

KANGEMA
BOX 101
KANGEMA

KIGUMO
BOX 89
KIGUMO

KANDARA
BOX 18
KANDARA

THIKA
BOX 143
THIKA

GATUNDU
BOX 298
GATUNDU

KIAMBU
BOX 87
KIAMBU

GITHUNGURI
BOX 32
GITHUNGURI

KIKUYU
BOX 163
KIKUYU

LIMURU
BOX 106
LIMURU

EMBU
BOX 256
EMBU

RUNYENJES
BOX 26
RUNYENJES

SIAKAGO
BOX 93
SIAKAGO

MERU
BOX 118
MERU

NKUBU
BOX 76
NKUBU VIA MERU

MAUA
BOX 68
MAUA, MERU

TIGANIA
BOX 48
KIANJAI

GITHONGO
BOX 86
GITHONGO

CHUKA
BOX 73
CHUKA

MARIMANTI
BOX 80
MARIMANTI

MACHAKOS
BOX 145
MACHAKOS

KITHIMANI
BOX 5
KITHIMANI

KANGUNDO
BOX 1069
KANGUNDO

MAVOKO
BOX 197-00204
MAVOKO

MAKUENI
BOX 145
MAKUENI

TAWA
BOX 15
TAWA

KILUNGU
BOX 74
NUNGUNI

MAKINDU
BOX 300
MAKINDU

KITUI
BOX 176
KITUI

MUTOMO
BOX 55
MUTOMO

MWINGI
BOX 159
MWINGI

KYUSO
BOX 141
KYUSO

MARSABIT
BOX 137
MARSABIT

MOYALE
BOX 266
MOYALE
38. ISIOLO COUNTY
ISIOLO
BOX 244
ISIOLO

WAJIR
BOX 134
WAJIR

MANDERA
BOX 428
MANDERA

GARISSA

BOX 68
GARISSA

MOMBASA
BOX 90140
MOMBASA

SHANZU
C/O MOMBASA
VOI
BOX 110
VOI

WUNDANYI
BOX 1056
WUNDANYI

TAVETA
BOX 179
TAVETA

KWALE
BOX 31
KWALE

MALINDI
BOX 2
MALINDI

MARIAKANI
BOX 82
MARIAKANI

KALOLENI
BOX 2
KALOLENI

KILIFI
BOX 287
KILIFI

GARSEN
BOX 30
GARSEN

HOLA
BOX 143
HOLA

LAMU
BOX 69
LAMU

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